[
  {
    "id": "SRG-BUD-101",
    "title": "Budget Foundations",
    "category": "Budgeting",
    "level": "Beginner",
    "duration": 4,
    "price": 39,
    "oldPrice": 59,
    "tags": ["cash flow", "essentials"],
    "short": "Create a calm cash‑flow plan and a buffer that fits your reality.",
    "description": "Learn to map your income, fixed costs, and flexible spending. Build a starter buffer and set gentle automation rules.",
    "outcomes": ["Cash‑flow map", "Starter buffer", "Flexible budget rules"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-06-20",
    "rating": 4.7,
    "reviews": 214
  },
  {
    "id": "SRG-BUD-201",
    "title": "Adaptive Budgeting",
    "category": "Budgeting",
    "level": "Intermediate",
    "duration": 5,
    "price": 49,
    "tags": ["variable income", "automation"],
    "short": "Stabilize variable income with tiered priorities and rule‑based saves.",
    "description": "Use envelope tiers, seasonal adjustments, and priority queues to align spending with uneven paychecks.",
    "outcomes": ["Tiered envelopes", "Priority queues", "Seasonal review"],
    "format": "Video + templates",
    "language": "English",
    "updatedAt": "2026-06-18",
    "rating": 4.6,
    "reviews": 132
  },
  {
    "id": "SRG-DEBT-101",
    "title": "Debt Payoff Methods",
    "category": "Debt",
    "level": "Beginner",
    "duration": 3,
    "price": 35,
    "tags": ["snowball", "avalanche"],
    "short": "Compare snowball vs. avalanche and choose what keeps you consistent.",
    "description": "Compare psychological momentum with interest optimization and create a payoff flow that you’ll stick with.",
    "outcomes": ["Chosen method", "Timeline estimate", "Fallback plan"],
    "format": "Video + calculator",
    "language": "English",
    "updatedAt": "2026-05-30",
    "rating": 4.6,
    "reviews": 188
  },
  {
    "id": "SRG-INV-101",
    "title": "Investing Essentials",
    "category": "Investing",
    "level": "Beginner",
    "duration": 6,
    "price": 69,
    "oldPrice": 89,
    "tags": ["index funds", "risk basics"],
    "short": "Understand risk, diversification, and simple portfolio building blocks.",
    "description": "Learn core concepts: compounding, diversification, fees, and index strategies. Includes risk notes and rebalancing basics.",
    "outcomes": ["Portfolio basics", "Rebalancing cadence", "Fee awareness"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-06-12",
    "rating": 4.8,
    "reviews": 402
  },
  {
    "id": "SRG-INV-201",
    "title": "Portfolio Hygiene",
    "category": "Investing",
    "level": "Intermediate",
    "duration": 5,
    "price": 59,
    "tags": ["rebalancing", "fees"],
    "short": "Keep costs low and allocations aligned with your tolerance for risk.",
    "description": "Set rebalancing guardrails, fee thresholds, and a written maintenance policy to reduce reactive decisions.",
    "outcomes": ["Policy statement", "Guardrails", "Fee thresholds"],
    "format": "Video + templates",
    "language": "English",
    "updatedAt": "2026-05-25",
    "rating": 4.7,
    "reviews": 165
  },
  {
    "id": "SRG-RISK-101",
    "title": "Risk Planning Basics",
    "category": "Risk",
    "level": "Beginner",
    "duration": 3,
    "price": 39,
    "tags": ["buffers", "insurance"],
    "short": "Build buffers and understand common personal risk categories.",
    "description": "Identify household risks, right‑size your buffer, and explore insurance concepts in a vendor‑neutral way.",
    "outcomes": ["Risk map", "Buffer sizing", "Coverage checklist"],
    "format": "Video + checklist",
    "language": "English",
    "updatedAt": "2026-06-02",
    "rating": 4.5,
    "reviews": 98
  },
  {
    "id": "SRG-TAX-101",
    "title": "Tax Basics for Investors",
    "category": "Taxes",
    "level": "Beginner",
    "duration": 4,
    "price": 49,
    "tags": ["accounts", "efficiency"],
    "short": "Understand account types, cost basis, and simple efficiency tactics.",
    "description": "Explore tax‑advantaged accounts, lots, dividends, and placement basics with clear caveats and references.",
    "outcomes": ["Account map", "Cost basis overview", "Placement basics"],
    "format": "Video + guide",
    "language": "English",
    "updatedAt": "2026-05-10",
    "rating": 4.6,
    "reviews": 121
  },
  {
    "id": "SRG-PLAN-101",
    "title": "Goal Setting & Money Maps",
    "category": "Planning",
    "level": "Beginner",
    "duration": 3,
    "price": 35,
    "tags": ["goals", "planning"],
    "short": "Translate vague goals into money maps with milestone pacing.",
    "description": "Use milestone pacing and lightweight reviews to keep plans grounded and adaptable.",
    "outcomes": ["Money map", "Milestones", "Review cadence"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-06-15",
    "rating": 4.5,
    "reviews": 77
  },
  {
    "id": "SRG-EARN-101",
    "title": "Earning Lift: Skills and Scope",
    "category": "Earning",
    "level": "Beginner",
    "duration": 4,
    "price": 39,
    "tags": ["income", "skills"],
    "short": "Map skills to income experiments without burnout.",
    "description": "Design small, testable earning experiments and track energy vs. payoff honestly.",
    "outcomes": ["Skill map", "Experiment log", "Review loop"],
    "format": "Video + planner",
    "language": "English",
    "updatedAt": "2026-05-22",
    "rating": 4.4,
    "reviews": 89
  },
  {
    "id": "SRG-DEBT-201",
    "title": "Interest & Timeline Modeling",
    "category": "Debt",
    "level": "Intermediate",
    "duration": 4,
    "price": 49,
    "tags": ["amortization", "what-ifs"],
    "short": "Model payoff timelines and interest trade‑offs with clarity.",
    "description": "Use amortization visuals and what‑if scenarios to choose sustainable acceleration methods.",
    "outcomes": ["Timeline model", "What‑if sheet", "Acceleration plan"],
    "format": "Video + calculator",
    "language": "English",
    "updatedAt": "2026-06-08",
    "rating": 4.6,
    "reviews": 110
  },
  {
    "id": "SRG-INV-301",
    "title": "Behavioral Finance & Bias",
    "category": "Investing",
    "level": "Advanced",
    "duration": 5,
    "price": 69,
    "tags": ["behavior", "decisions"],
    "short": "Spot common decision traps and set pre‑commitment guardrails.",
    "description": "Understand bias patterns and build pre‑trade checklists that help you stay aligned with your plan.",
    "outcomes": ["Bias map", "Pre‑trade checklist", "Review ritual"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-05-28",
    "rating": 4.7,
    "reviews": 94
  },
  {
    "id": "SRG-RISK-201",
    "title": "Insurance Essentials",
    "category": "Risk",
    "level": "Intermediate",
    "duration": 4,
    "price": 45,
    "tags": ["coverage", "deductibles"],
    "short": "Learn terms, coverage basics, and how to compare policies neutrally.",
    "description": "Break down policy anatomy, deductibles, and exclusions with comparison checklists.",
    "outcomes": ["Policy glossary", "Coverage checklist", "Comparison sheet"],
    "format": "Video + checklist",
    "language": "English",
    "updatedAt": "2026-04-30",
    "rating": 4.5,
    "reviews": 71
  },
  {
    "id": "SRG-TAX-201",
    "title": "Freelancer & Side‑Gig Taxes",
    "category": "Taxes",
    "level": "Intermediate",
    "duration": 3,
    "price": 49,
    "tags": ["estimated taxes", "records"],
    "short": "Set up records and estimated payments without panic.",
    "description": "Track income/expenses, plan estimated taxes, and prepare tidy year‑end packages.",
    "outcomes": ["Record system", "Estimate plan", "Year‑end checklist"],
    "format": "Video + templates",
    "language": "English",
    "updatedAt": "2026-06-05",
    "rating": 4.6,
    "reviews": 84
  },
  {
    "id": "SRG-PLAN-201",
    "title": "Retirement Accounts 101",
    "category": "Planning",
    "level": "Beginner",
    "duration": 3,
    "price": 45,
    "tags": ["401k", "IRA"],
    "short": "Understand account options and contribution priorities.",
    "description": "Overview of common retirement accounts, eligibility, and contribution order concepts.",
    "outcomes": ["Account menu", "Priority order", "Contribution plan"],
    "format": "Video + guide",
    "language": "English",
    "updatedAt": "2026-06-03",
    "rating": 4.6,
    "reviews": 139
  },
  {
    "id": "SRG-EARN-201",
    "title": "Freelancer Finance Systems",
    "category": "Earning",
    "level": "Intermediate",
    "duration": 4,
    "price": 55,
    "tags": ["invoicing", "buffers"],
    "short": "Separate business/personal flows and keep buffers healthy.",
    "description": "Design clean accounts, invoicing cadence, and tax buffers for solo work.",
    "outcomes": ["Account map", "Invoicing cadence", "Tax buffer rules"],
    "format": "Video + templates",
    "language": "English",
    "updatedAt": "2026-05-07",
    "rating": 4.5,
    "reviews": 66
  },
  {
    "id": "SRG-INV-202",
    "title": "Asset Allocation Basics",
    "category": "Investing",
    "level": "Intermediate",
    "duration": 4,
    "price": 59,
    "tags": ["stocks", "bonds"],
    "short": "Choose a simple allocation aligned with time horizon and tolerance.",
    "description": "Understand stock/bond mixes, glide paths, and the role of cash in a plan.",
    "outcomes": ["Allocation choice", "Glide path", "Cash policy"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-06-11",
    "rating": 4.7,
    "reviews": 150
  },
  {
    "id": "SRG-RISK-301",
    "title": "Emergency Planning Workshop",
    "category": "Risk",
    "level": "Advanced",
    "duration": 3,
    "price": 55,
    "tags": ["documentation", "checklists"],
    "short": "Organize key documents and permissions for stressful moments.",
    "description": "Create a family‑friendly emergency packet and communication protocol.",
    "outcomes": ["Document kit", "Contacts tree", "Review cadence"],
    "format": "Video + templates",
    "language": "English",
    "updatedAt": "2026-05-18",
    "rating": 4.6,
    "reviews": 58
  },
  {
    "id": "SRG-PLAN-301",
    "title": "Long‑Term Planning Scenarios",
    "category": "Planning",
    "level": "Advanced",
    "duration": 5,
    "price": 69,
    "tags": ["what-ifs", "risk"],
    "short": "Scenario planning with cautious assumptions and ranges.",
    "description": "Build conservative scenarios for savings, inflation, and returns to test plan resilience.",
    "outcomes": ["Scenario set", "Assumption table", "Review triggers"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-05-12",
    "rating": 4.6,
    "reviews": 72
  },
  {
    "id": "SRG-BUNDLE-START",
    "title": "Starter Blueprint Bundle",
    "category": "Planning",
    "level": "Beginner",
    "duration": 10,
    "price": 119,
    "oldPrice": 149,
    "tags": ["bundle", "start here"],
    "short": "Budget Foundations + Debt Payoff + Investing Essentials.",
    "description": "A go‑at‑your‑pace starter track covering cash flow, payoff choices, and basic investing concepts.",
    "outcomes": ["Cash flow plan", "Payoff method", "Portfolio basics"],
    "format": "Bundle",
    "language": "English",
    "updatedAt": "2026-06-16",
    "rating": 4.8,
    "reviews": 361
  },
  {
    "id": "SRG-BUNDLE-GUARD",
    "title": "Risk Guardrails Bundle",
    "category": "Risk",
    "level": "Intermediate",
    "duration": 10,
    "price": 109,
    "tags": ["bundle", "risk"],
    "short": "Risk Basics + Insurance + Emergency Workshop.",
    "description": "Three modules to reinforce buffers, coverage, and documentation habits.",
    "outcomes": ["Risk map", "Coverage checklist", "Emergency kit"],
    "format": "Bundle",
    "language": "English",
    "updatedAt": "2026-06-09",
    "rating": 4.7,
    "reviews": 143
  },
  {
    "id": "SRG-TAX-301",
    "title": "Tax Strategy Coordination",
    "category": "Taxes",
    "level": "Advanced",
    "duration": 4,
    "price": 69,
    "tags": ["coordination", "planning"],
    "short": "Coordinate contributions, harvesting basics, and placement with care.",
    "description": "Plan simple, compliant strategies and notes for discussion with a qualified professional.",
    "outcomes": ["Coordination plan", "Placement notes", "Review checklist"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-05-20",
    "rating": 4.5,
    "reviews": 63
  },
  {
    "id": "SRG-INV-SAFE",
    "title": "Digital Assets Literacy",
    "category": "Investing",
    "level": "Beginner",
    "duration": 3,
    "price": 39,
    "tags": ["security", "caution"],
    "short": "Learn custody, security, and risk literacy—no predictions or advice.",
    "description": "Understand wallets, custody risks, and common scams. Strictly educational with safety emphasis.",
    "outcomes": ["Security checklist", "Custody basics", "Risk awareness"],
    "format": "Video + guide",
    "language": "English",
    "updatedAt": "2026-06-01",
    "rating": 4.3,
    "reviews": 52
  },
  {
    "id": "SRG-PLAN-ESG",
    "title": "Values‑Aligned Investing Primer",
    "category": "Planning",
    "level": "Intermediate",
    "duration": 3,
    "price": 49,
    "tags": ["ESG", "alignment"],
    "short": "Map personal values to simple screening approaches responsibly.",
    "description": "Explore frameworks and trade‑offs of values‑aligned funds and disclosures.",
    "outcomes": ["Values map", "Screening basics", "Trade‑off notes"],
    "format": "Video + worksheets",
    "language": "English",
    "updatedAt": "2026-06-14",
    "rating": 4.4,
    "reviews": 47
  }
]